Naked Gun 33+1⁄3: The Final Insult is a 1994 American crime comedy film directed by Peter Segal (in his directorial debut) and written by Pat Proft, David Zucker (who also directed the previous two films in the series) and Robert LoCash. It is the third installment in the Naked Gun television series, based on the Police Squad! film series. It is a sequel to The Naked Gun: From the Files of Police Squad! (1988) and The Naked Gun 2½: The Smell of Fear (1991). The Final Insult is the only film in the series not directed by David Zucker, who also served as producer and co-writer.
Police Squad! co-creators Jim Abrahams and Jerry Zucker returned as executive producers. Frank Drebin has retired from the Police Force and lives a seemingly happy life with his wife, Jane Spencer Drebin. But in reality, Frank is unfulfilled as a househusband and attends marriage counseling with Jane. Six months after Frank retires, he is visited by Ed Hocken and Nordberg, who ask for his help with an investigation. The Police Force discovers that notorious bomber Rocco Dillon, now in custody, has been hired by terrorists to carry out a bombing against the United States. Frank remembers Rocco’s girlfriend, Tanya Peters, from an investigation many years ago and agrees to help Ed and Nordberg by visiting the clinic where Peters works.
Frank goes to the clinic and writes Tanya’s address on a handkerchief, but loses it before giving it to Ed. Jane returns home to find Frank exhausted and accuses him of being a cop again. Frank lies and swears that he is having an affair, but Jane does not believe him and moves out of the house. With nothing to lose, Frank volunteers to go into prison as a spy to befriend Dillon and learn details about the bombing. Frank is placed in Rocco’s cell under the name Nick “The Killer” McGurk. He gains Rocco’s trust after defending their escape plan from a guard and causing a riot. Rocco and Frank escape through a tunnel in the cell and are caught outside by Rocco’s mother, Muriel. At Rocco’s hideout, Frank tries to extract information about the bombing from Rocco and his mother, but they are suspicious of him and refuse to share details.
Meanwhile, Jane and her friend Louise are traveling together when Jane finds a handkerchief with Tanya’s address on it. Convinced that Frank is telling the truth, Jane decides to drive across the country to the address to find Frank. When she arrives, Frank answers the door and has to quickly cover for her; he convinces the Dillons that Jane is just a stranger but that they should keep her hostage. Rocco finally reveals his plan to Frank: he will attack the Oscars with a bomb hidden in the Best Picture award envelope. At the awards ceremony, Frank locks Muriel in the car and sneaks in with Jane to find the bomb. Frank and Jane frantically search for the bomb, and Frank causes the usual chaos on stage throughout the show.
Frank confronts Tanya backstage, and she tries to seduce Frank as a distraction, but her shadow on the wall reveals a large penis, causing Frank to become sickened and run away. Frank rushes on stage and tries to stop the bomb from going off, but gets into a standoff with Rocco and drops an electronic sign that kills Muriel.
Rocco decides to detonate the bomb and die with his mother, but Frank throws Rocco and the bomb onto the catwalk above the stage. Frank ties Rocco up with a cable and throws him over the roof of the arena. Rocco crashes into Pahpshmir’s helicopter hovering overhead and the bomb explodes, killing them both. Frank and Jane reaffirm their love to the applause of the audience and viewers around the world.
Nine months later, Frank and Nordberg rush into the delivery room to witness the birth of Frank’s child. They run into the wrong room and Frank is shown a black baby, causing him to angrily chase Nordberg. Ed emerges from another room with Jane, who is holding their real child.
